More than 100 minimalist gift ideas

Saving for your financial goals doesn't leave much room to budget for Christmas gifts. Here are 100+ ways to save money during the holidays. Being frugal and festive doesn't have to be hard. Here's a list of gift ideas for staying on the tightest budgets (without being labeled as too cheap). Yes, I know the annual frenzy … Continue reading More than 100 minimalist gift ideas

A Beginner’s Guide to Choosing Your First Credit Card

The economic recession caused by COVID-19 has made lenders more conservative in approving lines of credit. This means if your credit score isn’t good, it will be more difficult for you to get approved for a credit card right now.  “It’s so much harder to get a new credit card or other type of loan now … Continue reading A Beginner’s Guide to Choosing Your First Credit Card